We can organise:

• Mortgages UK
• Remortgages UK
• Bridging Loans
• Adverse Credit Mortgages *
• Key Worker Mortgage Schemes
• Commercial Mortgages
• Secured Personal Loans
• Buy to Let Mortgages
• Let and Buy Mortgages
• Right to Buy *
• Shared Ownership Mortgages
• A range of Protection and Insurance products from a limited panel of providers

* The overall cost for comparison is 7.3% APR TYPICAL. The actual rate available will depend on your circumstances. Please ask for a personalised illustration.

“We are national adverse credit mortgage brokers.”

PFS Direct cover the whole of the United Kingdom including counties such as Cheshire, Dorset, Merseyside, Nottingham, Somerset, Devon, Essex, Buckinghamshire, Sussex, Kent, Norfolk, Suffolk, Wales, Northamptonshire, Lancashire, Manchester, Scotland, Hampshire, Teesside, Yorkshire, Wiltshire, Surrey, Bedfordshire, Cornwall, Warwickshire, Sheffield, Lincolnshire, Cumbria, Gloucestershire, East Anglia, Leicestershire, Staffordshire, Hertfordshire, Derbyshire, Berkshire Oxfordshire.

We can arrange adverse credit mortgages or remortgages within the UK.

If in the past you have been turned down for a mortgage or remortgage due to a CCJ or CCJ'S, Defaults, Mortgage Arrears, Remortgage Arrears, Repossession, Bankruptcy, or an IVA, then PFS Direct may be able to help.

We are national adverse credit mortgage brokers and we can arrange mortgages and remortgages with a large selection of high street lenders; We can introduce you to adverse credit mortgages and specialist adverse lenders who arrange bad credit remortgages or a mortgage. Sometimes clients who have had ccjs, arrears, individual voluntary arrangement, IVA, bad credit, a poor credit rating automatically assume that they will be turned away, when in fact in a majority of cases it is quite the opposite. Re-mortgages can be a way of sorting out late payments, clearing CCJ's, paying off those arrears, or just simply getting you a better interest rate per month, which will save you on your monthly repayments.We have helped people to remortgage with the minimum of fuss, we may be able to help you with remortgaging or to transfer, move, switch or change your mortgage to a better rate.

The overall cost for comparison is 7.3% APR TYPICAL. The actual rate available will depend on your circumstances. Please ask for a personalised illustration.

We can also help people who have difficulty proving their income, by means of a self certification mortgage or remortgage. This can be useful for those who are self employed, those who have more than one source of income and for employed people who have irregular or commission based income. Anybody who is in employment or self employed can apply for a Remortgage or a Mortgage and nowadays the rates are not as high as they were in the past.

As a National UK remortgage brokers, our summery is that we can find the most suitable bad credit products, remortgage products, non status mortgages and remortgages, shared ownership, bridging loans, right to buy, self cert, self certified, CCJ, remortgages for directors of limited companies, house movers, base rate tracker products, cash back products, fixed rate products, capped rate products, discounted rate products, LIBOR rate products, variable rate products. Terms & conditions and early repayment charges may apply.

We have an online enquiry form; once this has been completed we will get back to you within 48 hours of your submission. We use all the leading lenders, including some lenders that have exclusive products.

Mortgages can be extremely complicated as there are over 7000 mortgage products available in the UK. The choices of mortgages is frightening, to make sure that you are getting the best product in line with your circumstances. If you were to choose a mortgage without seeking advice, you could make the wrong choice; it could easily end up costing you extra money.

Don't take the risk! Take mortgage advice from us, and save hours of trawling through web site after web site. Just complete our easy and quick enquiry form and we will contact you within 48 hours.

You will be introduced to myself, and I will spend 10 – 15 mins to make sure we can help you. I'll then make an appointment with you to carry out a Fact Find and once this has been done, I will enter your details into our sourcing software, look at the lenders and products that come up, and discuss these with you. Once I have found a product that fits your criteria a recommendation will be made.

PFS Limited have years of experience in the mortgage industry - with access to the whole of the UK marketplace - ensuring that you get the best mortgage deal. If you would like a quote or you would like to speak to a mortgage advisor, please call us.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.